@Afik-Gilboa said:
and I am not doing “run as admin”, at least not on purpose
Your Debug Info clearly indicates you are running as Admin, and I believe that your Notepad++ title bar will also say Administrator on it. If you aren’t doing it on purpose, then you need to check your Windows right-click Properties on notepad++.exe and whatever shortcut you are using (on your desktop, task bar, or start menu) and see if one of them has it set to run as Admin in the Compatibility tab (see this recent discussion if you need more on how to check executables or shortcuts for run-as-admin and how to change that).
there is no “NppFTP.xml” file in Documents.
Ugh. I had forgotten this, because at one point I knew that NPPM_GETPLUGINSCONFIGDIR ignores cloud or settingsDir settings, and instead always uses either AppData or Portable. Annoying “feature” of the message. :-( Sorry for the bad memory.
So, anyway, that means that NppFTP should be using %AppData%\Notepad++\plugins\config\NppFTP\ directory, and the NppFTP.xml should be there, instead. So that’s where you should go looking for it. See which of those directories exist, and look at the permissions of the directories and files there.